Skip to content

incomeINSURE

Secure your daily income against heavy rainfall that keeps customers indoors and reduces your daily/monthly earnings.

Pain Points

  • Income volatility during rainy days
  • Reduced customer demand during heavy rainfall
  • Higher operating costs during inclement weather
  • Cash flow challenges for independent workers

Benefits

  • Quick recovery with a daily/monthly payout coverage
  • Maintain your financial commitments even during rainy seasons when your earning opportunities are limited
  • Benefit from city-wide coverage that pays out based on an event, recognizing that drivers/workers move throughout the city

Structure

  • Daily Income Protection: Receive an agreed "amount" for each day when rainfall exceeds the threshold for your area, helping maintain your financial stability regardless of weather
  • Monthly Flexibility: With one-month coverage periods, you can choose when to protect yourself based on seasonal weather patterns
  • Automatic Monitoring: We continuously track weather data across multiple grid points in your city, ensuring accurate detection of qualifying weather events
  • Affordable Monthly Premium: Premiums based as a small % of the total sum insured
  • Tailored to Seasonal Risks: Protection thresholds adjust monthly to account for seasonal rainfall patterns, providing relevant coverage year-round

Use Case Examples

  • Ride-hailing Drivers: Protect daily income during heavy rainfall when fewer customers request rides
  • Food Delivery Workers: Coverage for days when severe weather reduces delivery volume
  • Street Vendors: Protection against income loss on rainy days when foot traffic decreases

Getting Started

To implement incomeINSURE for your clients or workforce, please contact our solutions team to discuss specific needs for your region and operation type.